This article will initially explain the concept of an automatic cash back mobile phone deal, followed by a simple insight into how it works and will finish off by giving you a list of pros and cons of this concept. You will also find out towards the end a big secret; a secret that reveals who can be and cannot be trusted when it comes down to ordering such mobile phone deals.

An automatic cash back mobile phone deal is exactly what it sounds like. A mobile phone contract deal that you buy and the merchant pays you cash back automatically without you having to claim it any way or form. You do not have to send off your mobile phone bills regularly within the 30 day limits etc. Some merchants will pay you over the counter once you have passed your credit check and you receive your mobile phone. Most of the online merchants pay via cheques or bank transfers within a month but can take up to 2 months.

To explain to you how this works, let’s use a simple example. Say hypothetically you went to an online mobile phone contract comparison website and found a the best automatic cash back deal ever. A Nokia N97 on Orange’s Dolphin 35 + Internet 18 month tariff. The line rental costs approximately 40 pounds per month and the amazing thing is the merchant is offering to give you such a large sum of cash back automatically that the effective monthly cost is actually 20 pounds per month. Let’s also say that it is the merchant’s policy to send you a cheque within 14 days upon receipt of your mobile phone. So you are still on this comparison website and you decide yes I want to buy this contract deal, so you click on buy and you are redirected to the merchant’s checkout page. You have checked that all the details and that the deal is correct. You start to proceed with the checkout and complete your order. Your application will then be sent to the network Orange for a credit check. Once you pass the credit check the merchant will then send you your mobile phone with an Orange sim card. Within the next 14 days the merchant will dispatch your cheque and in the worst case scenario you will receive your cheque after 17 days (if posted via second class royal mail). Say you have received your cheque and you go and pay it in. This could take up to 5 working days for your cheque to clear. So again in the worst case scenario you will be able to use that cash back as you will after 22 working days.

Here are the main advantages of going for a mobile phone deal with automatic cash back. Provided you use your cash back to pay for your line rental costs, you could reduce your line rental charge by over half depending on the deal and merchant you choose. The biggest advantage is that you are not required to send off your monthly bills and other bits and bobs to the merchant to claim your cash back. A more recent advantage is that merchants are now offering to give away free incentives like HD televisions on top of the cash back without you having to claim anything from the merchant. They will send it to you without you having to contact them.

The disadvantage is that these deals will not be cheaper than the normal cash back by redemption as the merchant is taking the full risks and reducing their profits. This is the only disadvantage of the normal automatic cash back deal. There will be other disadvantages popping up from merchant to merchant. One merchant in particular ‘Beepy’ require customers to send them their first ‘paid’ mobile phone bill, which is actually the second mobile phone bill and the completed cash back form in order to receive the automatic cash back. Hence it’s not really automatic cash back from this merchant but never the less you do not have to send bills off every now and then, just the once.

In conclusion automatic cash back deals are the best type of deals to go for and our promised secret is to trust ‘mobiles.co.uk’ as they have an excellent customer service.

For more information on Iphone 4 on 3please visit our site for the auto cashback mobile phone deals .

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