by Dan Moskel

The Wired Plastic Visa card is a prepaid credit card. You deposit money onto your card and then use your card to make purchases or withdraw cash at ATM’s.

It is accepted over the phone and online. You card can be used anywhere you see the visa logo displayed.

Your card can be used to rent a car or make a hotel reservation. You also can sign up for free e-mail and text messaging account alerts.

The most unique benefit about this card is they offer a rewards program. You earn 1 point for every dollar spent.

These points can be redeemed at participating retailers which includes; Verizon Wireless, Cingular, T-Mobile and more. You can use your points to pay your phone bill; purchase music downloads or ring tones.

This card is issued through Bankfirst and gives you free direct deposit. There is a $3.95 monthly fee but that is much lower to the standard monthly fee ranging from $9.95 to $19.95 a month for other cards.

Your card can also be used to write physical checks. These checks can be written to pay your bills such as; cable, utilities, and rent. This will eliminate paying for costly money orders. Your card can be loaded with money through a bank transfer, pay pal, and at over 100,000 retail locations.

They offer guaranteed approval for this card regardless of your credit history. This card also gives you a 30 day money back guarantee. If you are not satisfied for any reason you can receive a full refund.

This card is very similar to a check card and checking account. If you are in chexsystems then it can save you money on check cashing fees and buying expensive money orders.

To qualify you must be a US resident. You must identify yourself in compliance with the Patriot Act and be at least 18 years of age.

In sum we do suggest the Wired Plastic prepaid visa. It is a great alternative to carrying cash.

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